The Association is here to assist. Below you will find basic information that all our members will find valuable.

Purchasing or Selling a Cottage

The responsibility to post the cottage for sale is that of the seller not the CCCOA board. So if they do not post it for 30 days, and if the by-laws are followed the non posting of a cottage could stall the sale for 30 days once the CCCOA is advised that one may have sold without being posted on the web sight. That is a hard line to take but the reason for this was to give our members the first chance to buy a cottage.
A realtor may post a cottage for you for a $20 charge payable first before the posting is listed to the site. Just contact the CCCOA for further instructions.

1. Your cottage must be listed for 30 days with the association before you sell it to a person not already in the Assoc. That is a By-law.

2. You may list it with a Realtor and they just get the normal amount they would as if you owned the land. Look at all the cottages already listed with realtor.

3. Loans will be up to the buyer.

4. The balance of the sewer assessment will be transferred to the buyer after you sell the cottage and the transfer has been ok’d by the association.

Yes; please submit any changes here:

When you first listed your own cottage on this web site you were issued a password. Go to the Properties tab on top of the page and use your pass word to change the listing.

Yes. go to www.cccoa.net There is also a link in the top of the Camp Curnalia Website named Properties, it will open all listed cottages.

Cottages at the CCCOA are not rental units but can be bought.

No owner can rent cottages to anyone at anytime. The By-Laws of the CCCOA do let Post rent the cottage they own to members of their own post. They may not rent them to anyone who is not a member of the American Legion Post in good standing. If found to be in violation of this rule a Post or a member of the CCCOA would be in violation of the by-laws and could have their lease revoked and their membership in the CCCOA canceled.

1. Your cottage must be listed for 30 days with the association before you sell it to a person not already in the Assoc. That is a By-law. 2. You may list it with a Realtor and they just get the normal amount they would as if you owned the land. Look at all the cottages already listed with realtor. 3. Loans will be up to the buyer. 4. The balance of the sewer assessment will be transferred to the buyer after you sell the cottage and the transfer has been ok’d by the association.

Lease & Transfer

“The following definitions of Joint Tenants and Tenants in Common are for reference only. Please refer to your legal counsel for final determination of your purchase or transfer of ownership”.

Joint Tenancy: A form of ownership that occurs when two or more persons own property with full rights of survivorship. If one of the owners dies, his or her share is divided among the surviving owners. The individual that lives the longest ultimately owns the entire property.

Tenants In Common: Tenants in Common allows two or more people ownership interests in a property. Each owner has the right to leave his share of the property to any beneficiary upon the owner’s death. Tenancy in common is different than joint tenancy because the transfer of the property to a beneficiary in the event of an owner’s death is different: in a joint tenancy agreement, the title of the property is passed to the surviving owner, while in a tenancy-in-common agreement, the title can be passed to a beneficiary of the owner’s choosing provided they qualify under Camp Curnalia By-Laws.

If you are trying to add your kids while you are still alive then that requires a full new lease with all information and birth certificates. However if you are just trying to make sure your kids get the cottage after your death, make sure you have them in your will or living trust. Make sure they all have copies of their birth certificates and your marriage license so that when the time comes the CCCOA will be able to prove they are your kids or if they are legally your children by some other court order.

NO do not do a full transfer. Just fill out the paperwork for disassociation and have the person who is wanting off the lease sign it and have it notarized. After the paperwork is completed mail it to the CCCOA with out any money as this is not a cost item. Understand that once a person is off the lease they can not be added back on the lease, even if the primary person on the lease wants them added back on.

Yes a cottage can be transferred to a trust if the trust is in the name of the veteran, and you file all the paperwork with the CCCOA. Paperwork is the forms section of this web site. You will do all the paperwork as if you are transferring the cottage.

A spouse of the veteran can inherit a cottage. The key word is that it is the spouse of the veteran whose name is on the cottage.

Your question is a tax question and not something the CCCOA has any control over. I suggest your question can best be answered by the township. It should be noted that you should have been on the lease if you were a co-owner. Also if you have not updated your paperwork with the CCCOA you should do so at once.

This By-Law was voted on and changed at the 2009 July meeting. The reason was because the CCCOA did not want to have problems if you had to file a claim with your insurance. We were also told that some people were having problems getting insurance because the CCCOA was required to be on the policy and some insurance companies refused to issue it that way. Also this causes over 405 more letters to sent to the CCCOA PO Box. Thank You for taking the time to read the information posted on the web page.

The form you are looking for is available from the President Of the CCCOA. Are you trying to be added to the lease or have a new lease issued without your mother on it? Are you able to prove you are the lineal decedent of the veteran who bought the cottage? You will be asked to submit a copy of your birth certificate. And you must submit all paperwork with the $150.00 transfer fee.

Rules & Regulations

Within the CCCOA we have no parking lots. Normally a parking area in a lane other then your lane would be used by members of that district and lane to park their cars temporally while they are going to the beach. You should park your car at your cottage, and your other items such as your boat on a trailer at your cottage.

As of 2013 this issue has been addressed in a new rule you may park a RV or Motor home on the grounds of the CCCOA for no longer then 48 hours at a time and only 2 times per calendar year. However no one can stay in them.

The cottage owner who wishes to have a tree removed should contact a board member for a permit. A permit will be issued only if the tree is dead, in the way of construction additions or causing damage to the foundation of the cottage. Tree trimming does not require a permit from a board member.

All of the beach at the CCCOA is open to ALL members of the CCCOA. These are not public beaches and we do recommend that you primarily use the beach in the assigned dock area you have.

No owner can rent cottages to anyone at anytime. The By-Laws of the CCCOA do let Post rent the cottage they own to members of their own post. They may not rent them to anyone who is not a member of the American Legion Post in good standing. If found to be in violation of this rule a Post or a member of the CCCOA would be in violation of the by-laws and could have their lease revoked and their membership in the CCCOA canceled.

Building & Construction

Always contact the person on the board who is in charge of building permits. If you do not know who that person is please call your board member and they can tell you who it is you need to call.

If you are the person asking for the permit you may get some phone calls asking you for more information. But in the end when the permit is approved you will get a copy of the approval that must be posted in the window at the cottage for all to see that you do have a permit. If you see someone building something and no permit is in the window please call a board member so we can advise them of the procedure to get permits. Permits must be obtained for removable bricks placed in the ground also.

A construction permit for a roof is not required by the CCCOA but you should contact the township of Lyon to make sure they do not require a permit.

No as long as they are the same size. The township will require a permit if the window size is changing but the CCCOA will not require a permit for windows at all.

Don Nickel is the Building Committee Chair 989-821-6727. It should be noted that building permits take some time to be granted so if you are thinking about adding on to your cottage or putting up a shed, give the building committee 2 to 3 months time to approve the permit.

Elections

NO the by-laws do not let anyone be written in. The reasons for this is that the person must want the job and be able to sit on the board as required in the by-laws.

General

Start Your Military Service Record Request (DD Form 214 & SF-180)
Use this link to obtain military records if you do not have yours or those of a descendent.
http://www.archives.gov/veterans/military-service-records/

Note this takes up to 8 weeks and give as much information that you can in your request.

Have a Question?

Submit your question using the form below.